Split Up the Cost With As Low As 0% APR With Affirm

A More Convenient Way to Pay

Buy now, pay on your terms with

Buy what you need and break up the cost of your purchase over bi-weekly or monthly repayments. No hidden fees.

Quick Decision

No long forms. Get an instant online loan approval decision via Affirm's easy application process.

Discover Your Purchasing Power

You can check your purchasing power with Affirm while shopping. Don't worry—it won't affect your credit score.

Flexible Options

Choose a plan term that works for you. Financing options available for as low as 0% APR.


Subject to eligibility check and approval.

How It Works


Select Affirm at Checkout

Add items to your cart and select the Affirm option as your payment method at checkout.


Get Set Up

Use your email and mobile number to set up your Affirm plan within 60 seconds. Subject to eligibility check and approval.


Enjoy Your Purchase

Confirm your payment plan and then you’re done! Enjoy your purchase today while making flexible payments over time.

Payment Breakdown Example

Purchase Amount


Monthly Payment


# of Payments


Total Repayment Amount


Credit Rate (APR)


Total Cost of Borrowing


Total Interest Charges


Enable AutoPay for Easy Payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan.

Frequently Asked Questions

To qualify for financing, minimum purchase value of cart must be $149 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.