Split Up the Cost With As Low As 0% APR With Affirm

Yes. You’ll need:

If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for a quick decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.

For more information on interest or fees, please read this FAQ article on the Affirm help site.

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.

Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.

To view your account information and track upcoming payments, please login to the Affirm customer portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.

Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.

Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.

Purchases made using Affirm are subject to Linen Chest’s standard return policy. Any returns will be processed by Linen Chest, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Linen Chest has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Linen Chest’s return policy here.

Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a Visa/Mastercard debit card. Available payment methods may vary depending on the payment plan selected.

Please refer to the payment plan agreement for all of your payment schedule information.

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment providers. When you use Affirm to pay at Linen Chest’s checkout, you can split your purchase into easy, automatic payments. To use Affirm as your preferred payment choice at checkout:

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm customer portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.

No, you won’t be charged. If you’ve already made a payment to Affirm and are owed a refund this may take up to 5–10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this contact form.

You can find them here.

Please use an alternate payment method to complete your purchase.

If your retailer offers Affirm, but you don’t see it as a payment option, please see this helpful FAQ article on the Affirm help site.

Affirm payment plans are available for orders of $149 or more.

Affirm does not charge annual fees. For more information on related fees, please see this helpful FAQ article on the Affirm help site.

For help with payment information, or if you haven’t received your Affirm email confirmation, please contact the Affirm team via their website.

Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5–10 business days to be reflected on your credit card statement